The Tech Finance Operator
United Kingdom edition · IFRS Six sector archetypes

Technology cost does not behave like other cost.

Control the cost base, capitalise agile development defensibly, and earn the influence to govern engineering spend. It starts where your training stopped.

Instant download · PDF and Excel · VAT receipt for expenses · 14-day refund, no questions · No app, no login, no IT approval

149Pages
44Chapters
36Figures
10Tear-outs
6Sectors
WHY THE FORECAST BREAKSThe same workload, growing steadily. Two cost models.LICENCE TIERa new price bandCOMMITMENT LAPSESeverything reprices at onceWORKLOAD →COST →What the model assumesWhat technology cost actually does
The problem in one chart — conventional models assume cost scales with workload. Technology cost sits flat, then steps at licence tiers and commitment boundaries. Thirty-six diagrams inside work this way.

Read this first

Who this is written for

It assumes you are already senior in your field — a decade of practice, or a professional qualification, or both. It does not explain what a variance is.

Written for

  • Finance managers, leads and business partners in technology or digital functions
  • Heads of technology finance and IT financial management
  • FinOps practitioners and leads who need the finance side
  • IT vendor managers and technology category procurement
  • Technology FP&A and financial controllers covering software capitalisation
  • Consultants running technology cost transformation

Not written for

  • Generic FP&A with no technology cost base
  • Anyone seeking an introduction to management accounting
  • Engineers wanting to learn accounting from first principles
  • Students, or those pre-qualification
  • US GAAP reporters — the US edition is in preparation

The problem

Four things conventional finance training does not solve

01

Cost that will not behave

Technology cost is non-linear. It moves in steps at commitment boundaries and licence tiers, and a model built on last year plus a percentage is smoothly wrong on both sides of every step.

02

Capitalisation written for a world that no longer exists

IAS 38 assumes projects with phases. Agile delivery has neither. Auditors will not accept a percentage applied to total engineering cost, and engineers will not fill in timesheets.

03

Renewals entered without a position

The vendor knows your consumption better than you do, knows your freeze dates, and has a relationship with your CTO. Without a walk-away agreed in writing, you are accepting a price, not negotiating one.

04

Decisions made in rooms you are not in

A choice to run three environments rather than two commits cost for years. It is made in engineering language, at a design review, and finance hears about it at the invoice.

The manual

Eight parts, forty-four chapters, no preamble

Each chapter opens with the position, gives the method, marks where sector changes the answer, and closes with the two-minute version — what you say when the CFO stops you in the corridor.

PART I

The Terrain

Why technology cost behaves differently, and how to map yours.

Chapters 1–6
PART II

The Cost Base

Cloud, licences, people, capitalisation, impairment, recharge.

Chapters 7–14
PART III

The Craft

Driver-based forecasting, bridges, business cases, the twelve levers.

Chapters 15–21
PART IV

Influence

Speaking engineer, the one-page narrative, negotiation, the matrix.

Chapters 22–28
PART V

The Machine

Your month, automation, controls, the decision log, leading a team.

Chapters 29–33
PART VI

The Horizon

Seven forces to 2032, what automates, AI cost, three archetypes.

Chapters 34–37
PART VII

Future-Proofing

Capability audit, the stacks, the plan, routes, making the move.

Chapters 38–44
PART VIII

Tear-Outs

Ten standalone reference sheets, each complete on one page.

Chapters T1–T10
See all 44 chapters Look inside

The evidence

Executives buy frameworks, not pages

Thirty-six diagrams, every one drawn specifically for this manual and rendered as true vector. This is the analysis that converts a technology cost base into a board-ready position.

AUTOMATION EXPOSURE ACROSS THE FINANCE MANAGER'S WEEKHours per week against the proportion plausibly automatable within five years.Data collection and validation90%7.5hReconciliation and close support85%5.0hPack and report production88%4.5hVariance identification80%3.0hForecast mechanics70%3.5hAd hoc analysis requests55%3.0hVariance explanation30%2.5hBusiness case appraisal25%2.5hControl performance45%2.0hTeam development and coaching5%2.5hBusiness partnering conversations5%5.0hNegotiation and commercial work10%3.0hExecutive communication8%2.0hPROPORTION PLAUSIBLY AUTOMATABLEHRS/WKEXPOSED — 26 HOURSRoughly two-thirds of the week. All of it isproduction: gathering, reconciling, assembling,identifying what moved.SCARCE — 15 HOURSJudgement, persuasion, commercial risk anddeveloping people. This is the residue, andit is where the role relocates.The exposed column is not a forecast of redundancy. It is a forecast of what stops being valued, which arrivesconsiderably sooner. Reference: 2026 FP&A Trends Survey reports 47% of FP&A time on data collection and validation.
Figure 35.1 — Automation exposure across a technology finance manager's week. Roughly two-thirds of the week sits in the exposed column. The durable third is judgement, persuasion and commercial risk.

Free, no purchase required

Two working Excel models

Not summaries of the book. Working models with live formulas, built to be used on Monday morning.

The AI Cost Model

Six sheets. Model rate card, use-case unit economics, allocation to business capability, volume and substitution scenarios, dashboard.

  • Cost per conversation, document or customer
  • Allocation that reconciles to source
  • What happens at 2×, 3× and 5× volume

The Capitalisation Evidence Pack

Six sheets. Draft policy, sprint-level tracker, asset rollup with amortisation, audit trace and judgement log.

  • Classify sprint activity without timesheets
  • Trace any capitalised amount to a backlog item
  • Answer the eight questions auditors actually ask
Download both — free

Pricing

One edition. One price.

No tiers, no upsell, no subscription. The free tools stay free whether you buy or not.

The Tech Finance Operator

UK EDITION · PDF · IMMEDIATE DELIVERY

$99
  • 149-page manual, eight parts, forty-four chapters
  • Thirty-six original vector diagrams
  • Ten tear-out reference sheets, each complete on one page
  • Sector deltas for six industry archetypes
  • Hyperlinked contents and full PDF bookmark tree
  • Free lifetime updates to the UK edition
  • Both Excel tools included — and free to everyone anyway

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No IT approval

Not a web app, not a login, not a seat licence to provision. A PDF and two Excel files, downloaded once and yours. Nothing to clear with security.

Refundable

Fourteen days. If it is not what you expected, say so and we refund in full — no form, no justification required. See the refund policy.

Being straight with you

What this manual will not do

It is not a qualification, and it will not teach you accounting. It assumes you already hold a professional qualification and have practised for years.

It is written to IFRS as adopted in the UK. If you report under US GAAP, the accounting chapters — capitalisation, cloud configuration costs, impairment — will not apply cleanly. ASC 350-40 differs materially, particularly on hosting arrangements. A US edition is in preparation and you can join the waitlist.

It is not neutral. It takes positions — that identification automates and explanation does not, that you should never refuse a request but always price it, that most close improvement programmes optimise the wrong lane. Where informed people disagree, the manual says so and labels the claim contested rather than settling it.

It will not do the work. The models, the negotiations and the relationships are yours.

Start with the free tools if you would rather see the work first.

They are the same standard as the manual, and they cost nothing.